Why advice is important in turbulent times

Political events can move quickly. Leadership changes, elections and major policy announcements often dominate the headlines and can leave people wondering what it all means for their finances.

Following the resignation of Prime Minister Keir Starmer, many people will be asking whether they should make changes to their investments, pension or wider financial plans. In moments like these, it can be tempting to react to uncertainty or make decisions based on speculation. Having a clear plan and access to professional advice can help bring some perspective.

Headlines come and go, but financial goals remain

Political developments can influence markets and government policy, although the full effects are rarely clear in the early days. Different outcomes may take months, or even years, to work through the economy.

For most people, the goals that matter remain much the same. Retiring comfortably, supporting family, paying off a mortgage or building long-term financial security are ambitions that tend to outlast any individual government.

Advice helps connect day-to-day events with those longer-term priorities, so decisions are made with your wider objectives in mind.

Emotional decisions can be costly

Periods of uncertainty can make people feel they need to act quickly. History has shown that markets can react sharply to major events, but short-term movements do not necessarily tell the full story.

Selling investments after a fall or changing strategy based on predictions about what might happen next can make it harder to achieve long-term goals. A financial adviser can help you step back, assess what has changed and identify whether any action is genuinely needed.

In some cases, the right response may be to make adjustments. In others, it may be to stay the course.

Policy changes may affect financial planning

Changes in political leadership can bring new priorities around taxation, pensions, inheritance planning and support for businesses. Some proposals become law and others do not.

Keeping track of these developments can feel overwhelming. Financial advice provides a way to understand how confirmed changes may affect your own circumstances, rather than trying to interpret complex announcements on your own.

Confidence during uncertain periods

Advice provides reassurance, structure and a chance to discuss important decisions with someone who understands your goals.

Periods of uncertainty are part of life. Governments change, markets rise and fall, and unexpected events happen. Having a financial plan and regular advice can help you navigate those changes with greater confidence.

If recent events have left you wondering what they could mean for your finances, speaking to an adviser can help you understand your options and make decisions that support your long-term plans.

The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.

 Past Performance is not a guide to future performance and should not be relied upon.

Approved by The Openwork Partnership on 22/06/2026