Why is it harder for first-time buyers to buy in 2026?
For first-time buyers in 2026, the property market is in stark contrast to when previous generations bought their first homes. The average first-time buyer in 1960 paid a deposit of…
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Six key factors that can affect your first mortgage application
Applying for your first mortgage is an exciting milestone, but it can also feel overwhelming. Lenders assess numerous factors to determine your eligibility, and some seemingly minor financial decisions can…
Little things can be life changing
Healthy benefits included for you and your family? Now those are some little things that can make a big difference. Protection policies aren’t just there for when things go wrong.…
Lenders to contact 1.6 million mortgage borrowers: why speaking to your adviser matters more than ever
With mortgage rates shifting in response to global events, the Chancellor has asked the UK’s biggest lenders to step up support for borrowers. As part of this, lenders will soon…
Protecting your wealth for your lifestyle and your family
In the hustle and bustle of daily life, it’s easy to overlook the importance of protecting our financial security both for now and in the future. We work hard to…
How does coffee and chocolate relate to the cost of your mortgage?
At first glance, things like coffee and chocolate might not seem to have much to do with mortgages. But as you might have noticed, both have become noticeably more expensive…
Remortgaging in uncertain times: what global events could mean for your next deal
For the majority of homeowners, the end of a fixed-rate mortgage deal is already a moment that requires careful financial planning. But when global events begin to create uncertainty in…
Help renters and landlords stay ahead – Timeline for the Renters’ Rights Act
You may have already seen the news, the government has published its implementation roadmap for the Renters’ Rights Act 2025, outlining how the changes will be rolled out over the…
What does the Middle East conflict mean for my mortgage application?
Global events can often feel distant and disconnected from everyday financial decisions, but the reality is that the two are closely linked. The recent escalation of tension in the Middle…
Human advice still matters: What protection behaviour in 2025 tells us
In an increasingly digital world, it’s easy to assume that financial decisions are best made online, through comparison tools, calculators and automated journeys. But when it comes to protection, recent…