What could the King’s Speech mean for homeowners, landlords and borrowers?
The King’s Speech is one of the most important moments in the political calendar. While delivered by the King, it is written by the Government and sets out the laws…
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“Insure” your child’s education with financial protection
Investing in your child’s education is a top priority for many parents, but life’s unpredictability such as unexpected illness or injury could make it challenging to keep up with financial…
What are the pros and cons of 100% mortgages?
A 100% mortgage is, very simply, a home loan which allows the buyer to purchase a property without putting down any money (or a deposit) up front. Prior to 2008,…
A first-time buyer’s guide to mortgage rates
A glance at the news over the last 12 months or so would suggest that mortgage rates are a very hot topic indeed. For the last 14 years, mortgage rates…
Are you protecting your pension contributions?
When it comes to planning for retirement, making sure your pension contributions are on-track is important. But life can throw curveballs like illness or injury which could make it tough…
First-time buyer benefits – what schemes are available?
Any first-time buyer trying to save up for a deposit to purchase their first home may feel daunted by how expensive the housing market is. There is no doubt that…
Jargon Buster: What are the key mortgage terms every first-time buyer should know?
Buying a house can certainly be a daunting experience, especially when it’s your first time doing so. What doesn’t help is the wealth of jargon and terminology used during the…
Can I borrow more money when I come to remortgage?
When your fixed rate ends, remortgaging is not only a chance to potentially secure a better deal, but it can also be an opportunity to borrow additional funds. For some…
Product transfer v remortgage: what’s right for you?
When your mortgage deal comes to an end, it’s natural to wonder what’s next. Should you stick with your current lender and switch to a new deal—or explore what other…
Budgeting beyond the deposit for first-time buyers
According to a recent report from Skipton Building Society, the first step onto the property ladder is the hardest. There’s no question that it can all seem very daunting for…